Risk Management and Insurance Program

Is your FUEL DISTRIBUTION or CONTRACTOR business properly protected? ...are you effectively controlling risks? ...are you saving money?

It’s hard to imagine a better group insurance program for COHA members

Now in its sixth year, the COHA Group Risk Management and Insurance Program provides members with a low-cost, value-rich protection plan that has earned many accolades within the Canadian oilheat industry.

  • The program exists for you the members. Period.
  • It is the product of hundreds of hours of planning and development, willingly volunteered by your peers, experienced oilheat pros.
  • Expertly created with Fuel Distributors' and Contractors' special needs in mind: proactive risk management that works ...exclusive loss remediation solutions that can save tens of thousands of dollars ...efficient claims handling ...pollution insurance, and much more.
  • Refined and improved along the way. Including in 2009, the introduction of Marsh Canada as the program's new broker, putting their experience and leadership to work for participating members.
  • Insurance may be the safety net, but the COHA's Risk Management leadership is what sets you up for success. 
  • Simply the best protection fuel distributors and contractors can imagine, with unmatched premium affordability.  Read testimonials

Program Highlights:

Cost-effective Coverage

Feature-for-feature, unmatched premium affordability because the administration, training and claims handling are pooled for both the Contractors and Fuel Distributors components of the program

Tailored Plan

All the details are professionally handled for you. Qualified Marsh Canada representatives are directly available to help assess your situation and tailor a risk management and insurance plan to your company’s specific needs

Controls Losses
by Controlling Risk

With a successful track record as the risk advisor to many national oil companies, Marsh offers cutting-edge risk management guidance, ultimately helping each COHA member company improve its bottom line

Application of
Best Practices

The program also employs exclusive-to-COHA loss remediation solutions and proactive claims management practices, helping bring stability to insurance costs thereby controlling the cost of doing business


Your oilheat association understands your business. We know the challenges you face. That's why this comprehensive program includes industry-specific coverages such as pollution insurance

Long-term Solution

Each COHA member that participates strengthens the program and helps maintain affordable pricing for all

Marsh's Risk Consulting Practice (MRC) is a group of multi-disciplined professionals providing specialized risk advisory services. MRC raises the bar on managing risk. Participating COHA members benefit from individualized assistance with risk assessment and analysis, implementation of risk management and control best practices, performance measurement/validation, risk education and training, plus specialist solutions including fleet safety and workers' compensation.

For more information and to join the program, COHA members please contact:

Jason McWilliams, Marsh Canada Limited, 416-349-3537, jason.a.mcwilliams@marsh.com
Bince, Marsh Canada Limited, 416-349-3504, cecilia.bince@marsh.com



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Download the Marsh/COHA
program description and
Fax Form